Archive for September, 2014:

Guide to Disputing Errors on Credit Reports

We have all been there. You try to purchase a new car, house or apply for a new bank loan when unbeknownst to you something shows up on your credit report which is incorrect.   The discrepancy can take the form of any number of issues whether it is from a past debt listed incorrectly, a […]

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Bankruptcy Exemptions and Inherited IRAs

When a person files for bankruptcy he/she may exempt certain assets from the bankruptcy estate, including retirement funds (i.e. IRAs) under 11 USC 522(b)(3)(C).  However, in Clark v. Rameker, 134 S.Ct. 2242, the Supreme Court ruled that inherited IRAs do not qualify as retirement funds under that exemption.  The SC focused on three legal characteristics: […]

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